Cibil Score Check
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What is a Cibil Score ?
A cibil score in India is a numeric assessment of an individual's creditworthiness, ranging from 300 to 900, with higher scores indicating better financial reliability. Main credit bureaus like CIBIL, Equifax, Experian, and CRIF High Mark calculate scores based on repayment history, credit utilization, credit history length, types of credit, and new credit. A good cibil score is essential for loan approvals and favorable interest rates. Regularly checking credit reports is advised, ensuring accuracy and identifying areas for improvement. Stay informed with the latest guidelines from credit bureaus to manage and enhance your credit profile effectively.
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Importance of having a good Cibil Score
Low Rates on Loans
Loans that can be processed in less than 2 days.
Premium Credit Card Eligibility
A good cibil score shows credibility, enabling better card eligibility.
Enhanced Negotiating Capability
Flexible Loan repayment tenure that can be negotiated.
Quick Loan Processing
Get best offers from multiple lenders.
What does your CIBIL Score mean ?
Crif score
Status
350300900This is the lowest score range. it shows that you have delayed your credit card bill payments or loan EMIs and you are at a high-risk of turning into a defaulter.
600300900Although this Crif score range is considered as fair, it shows that you have been struggling to pay the dues on time.
700300900This Crif score shows that you have good credit behaviour. you have a high chance of getting a credit card or loan approval. however, you may still not get the best rate of interest while applying for a loan.
900300900Crif score above 750 is considered excellent and shows that you have consistently paid your dues on time and have an impressive payment history. since you are at the lowest risk of turning into a defaulter, lenders will give you loans easily and at lower interest rates
