Gcap

Our Products

  • Calender and coins
    Rupyy EMI


    Rupyy EMI is a used car loan product currently being offered to salaried and self-employed customers. It is a transparent, quick, and completely digitized process to help customers get a loan sanctioned to buy a used car.

  • EV two wheeler charging
    Rupyy Green


    Rupyy Green is a two-wheeler electric vehicle loan product currently being offered to our customers. It is a one-of-a-kind EV loan that includes instant disbursal and is a completely digitised process. 

  • Sack of money
    Rupyy Vyapaar


    Rupyy Vyapaar is a credit-line product currently being offered to car dealers to make more transactions and thus, grow their business. It is a quick and easy way for the partner dealers to get funding to buy used cars.

Product Features and Details

Used Car LoanEV LoanRupyy Vyapaar
Min Loan₹ 75,000₹ 45,000₹ 50,000
Max Loan₹ 20,00,000₹ 2,00,000₹ 15,00,000
ROI13-18%18-22%24-32%
Min Tenure12 months12 monthsNA
Max Tenure60 months48 months60 days
Max Asset Age(EOT)12 yearsNA14 years
Loan TypeTerm LoanTerm LoanWorking Capital(revolving)
Repayment ModeNACHNACHNEFT
Min Customer Age18 years18 years25 years
Max Customer Age55 yearsNA65 years
Processing Fee1.50% 2%1%
*Above rates mentioned are based on reducing balance and annualised
You can find the details related to our Grievance Redressal Mechanism Policy here. Know More