Personal Loan
Fast. Flexible. Paperless
Get best offers from multiple lenders for all your financial needs
Get Cash in just 2 hours! No paperwork required
- Collateral FreeGet a Loan without pledging any assets
- Multiple OffersCompare and choose the best offer
- Paperless ProcessCompletely digital process with no physical documents required.
- Instant DisbursalWe offer quick processing and instant disbursals
Personal Loan EMI Calculator
- Principal Loan Amt.
₹50,000 - Interest Amount
₹2,752 - Payable Amount
₹52,752
| Principal Loan Amount | ₹50,000 |
| Interest Amount | ₹2,752 |
| Payable Amount | ₹52,752 |
Personal Loan Eligibility
- To be at least 21-years old
- A healthy credit history
- A salaried or self-employed individual
- Net monthly (take-home) income >= 10,000 in your bank account
- ₹26,000 Cr+ Loan processed
- 4,00,000+ Satisfied customers
- 18,000+ Pincodes
Lending Partners
Locations for Personal Loan
Rupyy currently provides Personal Loan across 19000+ pin codes in India.
Ahmedabad
Bangalore
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Delhi NCR
Guwahati
Hyderabad
Indore
Jodhpur
Jaipur
Kochi
Kota
Ludhiana
Lucknow
Mumbai
Mysore
Mangalore
Madurai
Nagpur
Pune
Rajkot
Surat
Vadodara
Visakhapatnam
Rupyy in News
Mahindra Finance Partners With car&bike, Rupyy To Launch New Used Car Loan Service
Credit: carandbike.com
CarDekho Group's Rupyy sets its sights on EV financing, driving sustainable mobility
Credit: cardekho.com
Rupyy of CarDekho Group appoints Mayank Thatte as CFO
Credit: cfo.economictimes.indiatimes.com
CarDekho launches specialized fintech platform, Rupyy
Credit: freepressjournal.in
IndusInd Bank partners Rupyy to offer loans for used-cars
Credit: livemint.com
Chola and Rupyy strategically comes together to provide full spectrum of loans and allied services
Credit: equitybulls.com
Types of Personal Loan
Instant Personal Loans
are usually pre-approved loans with instant disbursals. These loans are usually offered by banks and NBFCs to their select customers on the basis of their credit
Short-term Personal Loans
have short repayment periods ranging from a few days to 12 months.
Pre-approved Personal Loans
are usually offered by banks and NBFCs to their existing customers on the basis of their credit history, income, employer’s profile, etc.
Personal Loan for Education
is for individuals requiring funds for pursuing higher education in India and abroad, vocational courses, etc., and are unable to get a conventional education loan.
Personal Loan Balance Transfer
facility allows borrowers to transfer their outstanding personal loan to a new lender for lower interest rates or better loan terms. However, opt for this facility only when the savings made through the transfer outweighs the cost of the loan transfer.
Personal Loan Top Up
is offered to existing personal loan borrowers who need additional funds to meet their financial requirements. This loan facility is usually offered to select borrowers having satisfactory loan repayment history and/or have completed a specified number of EMIs.
Consumer Durable Loans
can be used to purchase any consumer durable items like smartphones, furniture, microwave, etc. The purchase amount gets divided into EMIs and can be repaid within the tenure decided. Some products may require a down payment or a processing fee while others may not.
Discover our other product or other loan options
- Personal Loan EMI
- Instant Loan
- Personal Loan Interest Rate
- ICICI Bank Personal Loan
- HDFC Personal Loan EMI Calculator
- Cibil Score
- HDFC Bank Personal Loan Interest Rate
- Used Car Loan
- New Car Loan
- Loan Against Car
- Green Loan
- Car Loan EMI Calculator
- Balance Transfer Calculator
- Two Wheeler Loan Calculator
- Two Wheeler Loan
Frequently Asked Questions
Disclaimer: Rupyy is an online loan aggregator and is authorized to provide services on behalf of its lending partners. The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing. This includes the rate of interest as well as the processing fees, documentation fees and other fees charged during the loan process. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges. The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
