₹1 Lakh Personal Loan

Rupyy offers flexible short-term loans of ₹1 lakh for urgent needs like medical bills or home renovations, allowing you to manage finances with ease. If you need money quickly, a personal loan from Rupyy is a great option. Easily accessible without collateral, it can help with emergencies, unexpected expenses, or planned purchases.

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Instant Loan

Get Personal Loan for ₹1 Lakh Instantly

  • 1. Enter your mobile number and click on “check offer”
  • 2. Provide your basic details, such as name, age, etc.
  • 3. Select the loan amount you want to borrow
  • 4. Review your loan application and submit it
  • 5. Get loan approval in few minutes

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

Features and Benefits of Personal Loans for ₹1 Lakh

Starting a financial journey with a ₹1 Lakh loan from Rupyy opens doors to opportunities you would otherwise miss. With Rupyy, you get:

1
Quick access to funds

Quick access to funds

Need funds fast? We've got you sorted with prompt disbursement.

2
No extensive credit checks

No extensive credit checks

Say goodbye to endless paperwork. We keep it simple, ensuring a smooth process for you.

3
Minimal documentation

Minimal documentation

A few basic documents, and you're on your way to financial support. We value your time.

4
Flexible use of funds

Flexible use of funds

Whether it's for your wedding, a short vacation, or any other expense, the choice is yours!

5
Convenient application process

Convenient application process

Our streamlined process makes applying for a loan as hassle-free as possible.

6
Short-term commitment

Short-term commitment

Manageable payback tenures mean no long-term financial obligation for you.

Eligibility Criteria for Personal Loan for ₹1 Lakh

Are you wondering whether you're eligible for a Personal Loan from Rupyy? Visit our website and check your Personal Loan eligibility in seconds. Here’s a quick recap:

1
Age

Age

To be at least 21-years old.

2
Credit History

Credit History

A healthy credit history.

3
Employment

Employment

A salaried or self-employed individual.

4
Income

Income

Net monthly income of at least ₹10,000

₹1 Lakh Personal Loan EMI for up to 5 Years

Take a look at the approximate EMI figures for different tenures below:

 
Loan Amount (₹)Interest Rate (p.a.)Tenure (Years)EMI (₹)
₹1,00,00010.95%1₹8,836
₹1,00,00010.95%2₹4,658
₹1,00,00010.95%3₹3,272
₹1,00,00010.95%4₹2,582
₹1,00,00010.95%5₹2,172

Personal Loan Interest Rates for ₹1 Lakh

Interest rates for ₹1 Lakh personal loans can vary due to several factors. Personal loan interest rates depend on specific policies and are influenced by factors like; credit history, income level, and repayment track record. Each lender may offer different interest rates based on their assessment of the borrower’s financial profile. It’s essential to compare personal loan interest rates to ensure you get the best deal that fits your financial situation and repayment capabilities.

Loan Amount
Interest Rate
₹1 Lakh
Starting at 10.95% per annum

Get the funds you need today!

Flexible Terms? or Quick Approval? or Low Interest Rates? What is it that you need.
We have it all.

How to Apply for a Personal Loan for ₹1 Lakh?

1
Submit your details

Fill in the Basics

Add your personal and financial details.

2
Select your loan offer

Document Submission

A quick upload of all your required documents.

3
Complete instant V-KYC online

Final Approval

Hang tight while we check everything & get them approved.

4
 Get your loan disbursed

Funds in Your Account

Once approved, the funds are transferred in no time.

Frequently Asked  Questions

What is the EMI for a Rs. 1 Lakh personal loan?
How do you get instant approval for a Rs. 1 Lakh personal loan?
Can I get a Rs. 1 Lakh loan without a salary slip?
How do you use an EMI calculator for a personal loan of Rs. 1 Lakh?
What are the hidden charges for a Rs. 1 Lakh personal loan?